EsraKivrak is a Senior Executive with extensive experience in financial services. She has carried executive responsibilities at Garanti BBVA, Alternatif bank/Turkey and Commercial Bank of Qatar. She has managed business P&L, carried strategy implementation, sales and digital transformation responsibilities as well. Her vast experience on various domains of banking industry provides an holistic approach on creating sustainable business models on various segments for financial institutions.

Esra has contributed to various SME Banking projects as a senior consultant in Turkey and also been working with IFC /Financial Institutions Group/Advisory on many projects in South Asia Region.